How is PAYE calculated in New Zealand?

PAYE is calculated using Inland Revenue's tax tables for your tax code and pay period. It combines income tax and the ACC Earners' Levy, and is deducted from your gross pay each payday.

How can I calculate my take-home pay?

Use our free PAYE calculator to enter your pay and tax code and instantly see your estimated PAYE, KiwiSaver, student loan, and net take-home pay.

Can this calculator work in reverse to find my gross pay from a net amount?

Yes. If you enter your net (take-home) pay, our calculator will estimate the gross pay needed before PAYE and other deductions.

Does this calculator include KiwiSaver?

Yes — it shows your KiwiSaver employee deduction as well as your employer's contribution and the ESCT payable on it.

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PAYE Calculator

Take advantage of our free New Zealand PAYE Calculator. Quickly work out your weekly, fortnightly, monthly or annual take-home pay. Our tool instantly estimates your PAYE, KiwiSaver, student loan repayments and ACC Earners' Levy using current Inland Revenue rates.

✅ Covers All Pay Periods – Weekly, fortnightly, monthly or annually.
✅ Works in Reverse – Enter a net (take-home) amount and we'll estimate the gross pay before PAYE.
✅ KiwiSaver Included – See both your employee deduction and your employer's contribution (after ESCT).

Simply enter your pay, choose your tax code, and the calculator does the rest!

Your Details

Tax Code ?

KiwiSaver Employee Rate ?

Pay Frequency

Tax Year (1 April – 31 March)

Has a Student Loan? ?

Income Details

Results

Show Results As

Take-Home Pay (Net): $0.00

Gross Pay: $0.00

PAYE: $0.00

Student Loan: $0.00

KiwiSaver (employee): $0.00

Employer contributions (paid by your employer, not deducted from your pay)

KiwiSaver (employer): $0.00

ESCT (employer super tax): $0.00

How your annual PAYE breaks down

These figures are already included in your PAYE above — they are not extra deductions.

ACC Earners' Levy (annual): $0.00

IETC applied (annual): $0.00

Disclaimer: This calculator provides estimates only and may not reflect your exact circumstances. By requesting a copy of your calculation, you consent to receiving occasional updates and marketing communications from us. We respect your privacy and handle your information in accordance with the New Zealand Privacy Act 2020.