Why Does Direct Entry Export pain.001 XML Instead Of ABA, And How Do I Regenerate It?

Lightning Payroll uses ISO 20022 pain.001 XML for banking uploads. ABA files are Australia-specific and are not used for direct entry.

Why mode uses pain.001 XML

• Mode defaults the payment file to ISO 20022 pain.001 XML.
• The export uses defaults such as NZD currency and bank account components.
• The app can also use specific payer identification details, such as the ACCIRD scheme for the initiating party.

Creating a banking file

Use Pays >> Direct Entry to build the original pays and wages banking file. The save step produces an XML file rather than an ABA file.

Regenerating a banking file

1. Open the Regenerate Banking File Wizard.
2. Select the pays and wages banking file you want to regenerate.
3. Save the regenerated file as the new pain.001 XML output.

The regenerate flow is pays-only. KiwiSaver or super banking export is not part of this direct entry workflow.